This design features a graphic design with a white background and black text. The text is arranged in a block format with the word "LIFE" at the top in a large, bold font. Below "LIFE," the phrase "BEGINS AT" is written in a smaller, uppercase font. At the bottom of the image, the word "RETIREMENT" is displayed in a cursive, handwritten-style font. The overall design is simple and uses a limited color palette. The text is centered and occupies the majority of the image's space.