This design features a plain white background with a text overlay in black font. The text reads: "This is as dressed up as I now get retired #retired". The text is centered and occupies the majority of the image. The font is simple and sans-serif, which gives the text a modern and clean appearance. The hashtag at the end of the text suggests that the phrase is meant to be shared on social media platforms, possibly as a humorous or light-hearted comment.