The image is a black and white illustration featuring a stylized depiction of a mermaid's tail and a heart. The mermaid's tail is curved and has a detailed pattern, while the heart is simple and has a small outline. The text "MERMAID AT HEART" is written in a cursive font, with the words "MERMAID" and "AT" in a larger font size than "HEART." The text is arranged in a way that the words "MERMAID" and "HEART" are on either side of the heart, creating a balanced composition. The overall style of the image is playful and artistic, with a clear theme of mermaids and love.