This design features a festive greeting in a cursive font. The text reads "Merry Christmas & Happy New Year," which is a common phrase used to express holiday wishes. The text is the central focus of the image, and it is written in a black, cursive font that stands out against the white background. The overall design is simple and clean, with no additional graphics or embellishments. The text is likely intended to convey a warm and festive message to the viewer.