This design features a graphic with text that reads "Retirement" at the top and "Spending all my kid's inheritance!" at the bottom. The text is in a bold, sans-serif font, and the word "Retirement" is significantly larger than the other text. The phrase "Spending all my kid's inheritance!" is in a smaller font size and is placed below the word "Retirement." The overall style of the image is simple and direct, with a clear message conveyed through the text.